About Us


EFT Finance is an independent credit broker, founded in 2010 by Henry Hemsley and Austin Smith, two long serving business finance professionals, to arrange funding for businesses of all sizes whether they be young, expanding or growing.  EFT has representation across the UK through an experienced team of asset finance professionals.

Asset Finance, until recently has been described as ‘alternative finance’ but in recent times with the contraction of bank lending, it is considered very much to be a primary route to finance.

Through many years in senior management roles within finance companies Henry and Austin have made strong connections in the banking and asset finance industry and this has helped to build an extensive list of funders.  This large number of funders means that capital intensive businesses such as vehicle hire companies, who may already have several active credit lines, can gain access to additional credit lines when existing ones have reached their limit. However, we also welcome the opportunity to fund ‘one off’ purchases.

The strong relationship EFT has with their funders (most at Senior Management level) contributes to an exceptionally high ‘Yes’ response to finance applications, very often where others have failed.

The EFT ethos is that of providing honest and fair advice (even to the detriment of EFT Finance). All customers are treated equally.

The industry knowledge and practical advice from each of the EFT team is regularly said to be a ‘breath of fresh air’.

Don’t let the lack of finance hold the growth of your business back.  Contact us on 07810 648119 or 01403 258934 .  Tell us your plans and if raising finance is required, we are sure we can help you.