Austin Smith | Mobile: 07736 872862

Austin has worked for over 30 years in finance including 20 years in the aviation finance industry. He was Head of Aviation at Hitachi Capital for 6 years, and prior to that a Director of Air & General Finance part of Close Brothers Group.

Austin has significant industry and product knowledge . He has been lending in to the asset finance market for the past 25 years and he is highly regarded within both the Aviation and Asset Finance sectors.

Austin is a golfer and a keen supporter of the Aircraft Golfing Society which raises £000’s for charity each year.

Henry Hemsley | Mobile: 07810 648119

Henry has been in Banking and Asset Finance for 35 years. Seventeen of these years were spent in Senior Credit roles including Board representation as Director, Credit & Risk for EFT Finance Ltd and Group Credit & Risk Director for British Linen Asset Finance Group Ltd.

He was also Head of Credit at Hitachi Capital Business Finance and spent 3 years with Hitachi Capital managing their Broker division.

Henry was Chairman of the Finance & Leasing Association Fraud Committee for 5 years. A good tennis player he is looking to replicate that talent with Golf.

Andrew Williams | Mobile: 07877 083774

Andy has been working in the Finance Industry since 2007 and has held Sales and Account Management roles with some of the UK’s largest Financial Institutions and Specialist Asset Lenders; including Lloyds TSB & Five Arrows Business Finance.

During the last 9 years Andy has provided finance solutions for a wide range of small and medium size businesses across many sectors in the UK, with particular focus in Plant, Construction, Engineering and Transport.

Andy is a big sports fan, when he’s not working you will find him on the golf course, squash court or at the tennis club.

Nathan Goddard | Mobile: 07834 531126

Nathan has been in the Banking and Asset Finance industry for over 12 years. He spent his formative years at Lloyds TSB Corporate Banking before moving into Lloyds Commercial Finance in March 2005. It was there he gained his experience in the Asset Finance sector working as a Sales Manager for SME’s with Turnover from £20k to £20m.

He joined the Rothschild Group in April 2013, working under their Asset Finance banner ‘Five Arrows’, where he covered the whole of the UK as a Sales Manager, providing various funding solutions for businesses in the Engineering, Construction and Transport industry.

Nathan is a keen golfer, although needs to get his handicap down, and is a supporter of local businesses in his home village of Whiteley.


Greg Viviers | Mobile: 07539 366325

Greg has worked within the finance industry for over 25 years. Starting his career in South Africa working at Wesbank then Nedcor he moved to the UK in 2000 with his family. Having worked for Shawbrook for over 9 years, Greg moved to the Rothschild Group and was appointed Sales Director to set up Five Arrows Vehicle Finance for Rothschild’s, eventually being sold to Paragon Bank.

Specialising in wheeled assets Greg has a wealth of knowledge to assist any size business to achieve their asset finance requirements.

Greg enjoys rugby union, golf, cricket and is an avid sports fan supporting Northampton Saints.

Greg is operational throughout the UK but his focus is in the Midlands where he lives.


Lawrence Clancy | Mobile: 07966 037316

Lawrence has worked in asset finance for nearly 30 years, including 10 years with Bank of Scotland, where he was national accounts manager on their construction team, before setting up a brokerage  in 2002 and successfully building up its own funding portfolio.

Lawrence joined EFT in 2017 in order to be part of a larger professional organisation with access to an expanded range of funders for his customers.

Lawrence enjoys mountain biking, dog walking and skiing. Much of his spare time is taken helping out with his daughter’s football club – Mole Valley Girls FC, based in Dorking.


Dan Sellwood | Mobile: 07846 393879

Dan is our youngest team member joining EFT after 4 years working for Liberty Leasing Ltd as an Account Manager. Dan lives in Southampton and will work closely with our growing team based in Havant. Another Southampton supporter in our midst, Dan both enjoys watching and playing football.



Neville Contractor | Mobile: 07720 441738

Neville is fresh to the finance broker industry but has extensive experience in the motor industry in financial sales. He has experience of both national chains primarily with BMW and latterly with an independent Supercar sales operation. Prior to this he spent over five years in residential agency and property development.

In his spare time Neville is a keen mountain biker, loving the Alps but usually found in the Surrey hills, and a motor sport fan.

Badminton, Tennis, Rock Climbing, Hiking and Skiing are amongst his other interests when he’s not discovering new places to eat and drink.


Gordon Larson | Mobile: 07825 664021

Gordon started a career in financial services after graduating from University of Strathclyde with an Honours degree in Finance and went on to work with major US and European investment banks, including JP Morgan, Morgan Stanley and BNP Paribas, primarily in the investment fund world as an accountant for hedge funds.

Following a number of years rising through the ranks of various major banks, Gordon decided to change direction and joined EFT Finance in 2018.

A close follower of football, Gordon is another Motherwell supporter, and also enjoys hillwalking in the Scottish Munros, and riding motorcycles.


Kenny Maxwell

Kenny joined the EFT Finance team in November 2018. He has over 30 years of experience in the Asset Finance market, the last 15 years specialising in the funding of commercial vehicles and trailers via HP, finance lease, operating lease and contract hire. He brings a wealth of knowledge in this area for the benefit of our customers.

A busy family man with 5 children and 2 grand-children, Kenny tries to find time to keep-fit and enjoy the occasional round of golf.

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Mark McArthur | Mobile: 07989 559774

Mark has gained 35 years experience in Sales and Marketing of which the past 30 years have been within the Asset Finance sector. Much of this experience has been attained with major financial institutions and subsidiary asset finance divisions, having started with Bank of Scotland in 1988.

Subsequent sales positions were held with Royscot, Lloyds Bowmaker and GE Capital. Formed independent finance brokerage, Asset & General Finance Ltd in 2003.

Mark is a keen golfer and an avid sports fan, watching in particular, football (St Johnstone), rugby and tennis.


Jim Angus | Mobile: 07917 323151

Jim has worked in Asset Finance for 32 years, with the last 12 spent as a broker, operating primarily in the Transport, Plant & Agricultural Sectors. He has held a variety of Sales, Managerial & Specialist roles with some of the UK’s major banks and as a broker he has a solid track record of meeting his customers funding needs.

Jim was a keen club rugby player for 25 years, but he is now content to watch Glasgow Warriors and Scotland if his nerves allow it! He also enjoys travel to somewhere warm and sunny, with Sky Sports and cool beer on tap!


Willie Monks | Mobile: 07836 643964

Willie started in Asset Finance with a subsidiary of the Bank of Scotland and managed a number of branch offices before becoming a Broker in 1990.

Curling in winter and golf in summer, together with a commitment to Rotary International, takes up all of his spare time. He does admit to being a supporter of Motherwell F.C.!

Golf clubs across Scotland make up a substantial proportion of his client portfolio. Willie provides support to ground care machinery suppliers, tailoring finance packages for each golf club’s machinery needs and budgets.